TRUCK INSURANCE

Truck Insurance

We offer the full package of coverages for almost any type of trucking business. No matter what kind of truck you drive you’ll get the coverage you need at a rate that respects your bottom line.

Coverage Truckers Need

Primary Liability

Liability insurance covers the damage you cause to others. Depending on what kind of truck you drive and what cargo you haul the State, Federal government and most contracts you get will require you carry specific limits in liability coverage.

Non-Trucking Liability

When Truckers are leased on to a company that provides your primary liability coverage, a non-trucking policy provides liability coverage when your truck is being used for non-business or personal use.

Motor Truck Cargo Liability and Cargo Refrigeration Breakdown

Cargo Liability covers the value of your cargo and Refrigeration Breakdown provides protection for a loss due to accidental breakdown of refrigeration or heating units.

Trailer Interchange

Trailer Interchange covers physical damage for any non-owned trailer a trucker is using. Normally this is required when hauling a trailer under a trailer interchange agreement or contract.

Physical Damage

Your liability coverage may be covered by the company you leased on with but damage to your truck is probably not covered. A Physical Damage policy will provide comprehensive and collision coverage even if your liability is covered somewhere else.